Limitations: You must deposit $100.00 to open this account.
Low monthly fee of $2.00 per month if you maintain an $800.00 or higher minimum ledger balance. There will be an $8.00 monthly fee each month that the required balance is not maintained.

 

Included in Regular Checking are the following benefits: $5,000.00 Accidental Death & Dismemberment Insurance covering all signers equally in the event of an accidental death. CyberScout which is an identity theft recovery program that covers you, your spouse, and all of your children. You will also receive Cellular Telephone Protection on your phone and up to 4 additional lines as they appear on your cell phone bill (*Note: Your cell phone bill must be paid out of your Regular Checking account in order to qualify for the cell phone coverage.)

Rate Information: This Account is an interest-bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500.00 to obtain the disclosed annual percentage yield.

Limitations: You must deposit $2,500.00 to open this account.

Account Fees: IF BALANCE FALLS BELOW $2,500.00, A $10.00 SERVICE CHARGE WILL APPLY AND IF THE BALANCE IS BETWEEN $2,500.00 AND $9,999.99, A $5.00 SERVICE CHARGE WILL APPLY. THERE WILL BE A $.20 FEE FOR EACH DEBIT ITEM.

Rate Information: This Account is an interest-bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

 

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,000.00 to obtain the disclosed annual percentage yield.

Limitations: You must deposit $1,000.00 to open this account.

Account Fees: IF BALANCE FALLS BELOW $1,000.00, A $8.00 SERVICE CHARGE WILL APPLY AND NO INTEREST. AFTER 20 DEBIT ITEMS, A $.20 PER DEBIT ITEM FEE WILL CHARGED.

Rate Information: This Account is an interest-bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

 

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500.00 to obtain the disclosed annual percentage yield.

 

Limitations: You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order, or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

 

Account Fees: $10.00 SERVICE CHARGE IF BALANCE FALLS BELOW $2,500.00; AFTER THE SIXTH WITHDRAWAL, A $10.00 SERVICE CHARGE WILL BE CHARGED PER WITHDRAWAL.