Limitations: You must deposit $100.00 to open this account.

Account Fees: $8.00 MONTHLY SERVICE CHARGE ACCORDING TO ACCOUNT ANALYSIS.

Rate Information: This Account is an interest-bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500.00 to obtain the disclosed annual percentage yield.

Limitations: You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order, or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Account Fees: $10.00 SERVICE CHARGE IF BALANCE FALLS BELOW $2,500.00; AFTER THE SIXTH WITHDRAWAL, A $10.00 SERVICE CHARGE WILL BE CHARGED PER WITHDRAWAL.

Rate Information: This Account is an interest-bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $5,000.00 to obtain the disclosed annual percentage yield.

Limitations: You must deposit $5,000.00 to open this account.

Account Fees: IF BALANCE FALLS BELOW $2,500.00, A $5.00 SERVICE CHARGE WILL APPLY. IN ADDITION TO THE SERVICE CHARGE, $.30 FEE PER DEBIT ITEM WILL BE CHARGED.